You are required to declare Downs syndrome, Fragile X syndrome, Prader–Willi syndrome (PWS), Foetal Alcohol Spectrum Disorder (FASD) and other syndromes on our policies.
If you are still under investigation or awaiting a final diagnosis we are unable to provide cover until you’ve been fully diagnosed. In this instance recommend seeking specialist providers from as MoneyHelper or BIBA.
Please note that under the Equality Act, it is not discriminatory for firms to charge a premium, require disclosure or reject cover if a condition could influence the claim outcome.
